Best Crypto Exchanges in Malta

Introduction

Malta, renowned as the "Blockchain Island," was among the first countries to establish comprehensive legislation regulating Virtual Asset Service Providers (VASPs). The Malta Financial Services Authority (MFSA) oversees cryptocurrency-related businesses, including exchanges and wallet providers.

This guide explores the top five cryptocurrency platforms that support EUR deposits from Maltese bank accounts:

1. Binance – Best overall for Maltese investors
2. Kraken – Ideal for institutional traders
3. Uphold – Beginner-friendly platform
4. eToro – Multi-asset investment hub
5. Gate.io – Vast selection of 3,700+ cryptocurrencies

👉 Compare fees and features across top exchanges

Top Cryptocurrency Exchanges in Malta

1. Binance

Best For: Low fees, extensive asset selection, and regulatory compliance.

• Fees: 0.1% spot trading fee (discounts for BNB holders).
• Assets: 350+ cryptocurrencies.
• Regulation: Licensed by MFSA.
• EUR Deposits: SEPA, credit/debit cards, Apple/Google Pay.

Key Features:

• Futures, margin trading, staking, and Launchpad.
• NFT marketplace and Binance Smart Chain (BSC) integration.

👉 Sign up for Binance

2. Kraken

Best For: Security and institutional tools.

• Fees: 0.16% maker / 0.26% taker.
• Assets: 350+ cryptocurrencies.
• Regulation: MiCA-compliant in Europe.

Key Features:

• Proof-of-reserves audits.
• OTC trading and staking options.

3. Uphold

Best For: Beginners and multi-asset trading.

• Fees: 0.8% spread.
• Assets: 300+ cryptocurrencies, stocks, commodities.

Key Features:

• "Anything-to-Anything" trading.
• Transparent reserves.

4. eToro

Best For: Social and copy trading.

• Fees: 1% spread.
• Assets: 6,000+ assets (crypto, stocks, ETFs).

Key Features:

• CopyTrader™ functionality.
• Regulated by MFSA.

5. Gate.io

Best For: Altcoin diversity.

• Fees: 0.1% maker / 0.2% taker.
• Assets: 3,700+ cryptocurrencies.

Key Features:

• DeFi and NFT services.
• Competitive leverage options.

Malta’s Crypto Regulations

• Regulator: MFSA (Virtual Financial Assets Act).
• MiCA Alignment: Adopted EU-wide standards in 2024.

Taxation:

• Capital Gains: Not taxed for long-term holdings.
• Income Tax: Applies to mining/staking (0%–35%).
• Corporate Tax: 35% (effective rate ~5% with rebates).

FAQ

Q1: Is cryptocurrency legal in Malta?

Yes, Malta regulates crypto under MFSA guidelines.

Q2: Which exchange has the lowest fees?

Binance (0.1% spot fees) and Gate.io (0.1% maker fee).

Q3: How do I buy Bitcoin in Malta?

1. Register on a licensed exchange (e.g., Binance).
2. Complete KYC.
3. Deposit EUR via SEPA/card.
4. Trade BTC/EUR.

Conclusion

Malta’s progressive regulations and tax benefits make it a crypto hub. Top exchanges like Binance and Kraken offer secure, feature-rich platforms for all trader levels.