From stablecoins to tokenized treasuries, Apex 2025 showcased how the XRP Ledger (XRPL) is powering real-world finance at a global scale.
A Celebration of Progress and a Look Ahead
Apex 2025 wasn’t just a community summit—it marked a pivotal moment for the XRP Ledger. Held from June 10–12, the event united builders, researchers, institutions, and innovators worldwide to celebrate 13 years of progress and explore XRPL’s future.
Featuring major product launches, insightful panels, and institutional endorsements, this year’s record-breaking event signaled blockchain’s arrival in mainstream finance.
Key Highlights
Day One: From History to Momentum
- Opening Session: Ripple CTO David Schwartz and RippleX Head of Product Jazzi Cooper traced XRPL’s evolution and outlined next-phase innovations like stablecoins, tokenized real-world assets (RWAs), and compliance-focused programmability.
- Institutional Insights: HSBC’s Chief Digital Officer Zhu Kuang Lee discussed blockchain’s role in banking, including asset tokenization and digital custody infrastructure.
- Global Regulatory Trends: Ripple’s leadership team analyzed pro-innovation policies in the U.S. and APAC’s potential to drive institutional adoption.
Day Two: Tokenization, Stablecoins, and the Future
- Ondo Finance Launch: Tokenized U.S. Treasuries (OUSG) went live on XRPL, enabling 24/7 access via Ripple’s stablecoin RLUSD.
- Stablecoin Panel: Experts from Hidden Road and Bitstamp explored RLUSD’s global utility and the rise of compliant stablecoins like USDC and EURØP.
- XRPL Programmability: David Schwartz previewed upcoming features like multi-purpose tokens and permissioned DEX.
Major Announcements
Global Stablecoins on XRPL
Five new stablecoins launched—USDC, XSGD, EURØP, RLUSD, and USDB—each offering region-specific utility and regulatory compliance.
👉 Discover how stablecoins are transforming finance
Tokenized Treasuries with Ondo Finance
OUSG provides Qualified Purchasers programmable liquidity for U.S. Treasuries, settled via RLUSD.
Guggenheim’s Digital Commercial Paper
The first Moody’s-rated Prime-1 digital commercial paper (DCP) launched on XRPL, backed by U.S. Treasuries.
Web3 Salon Partnership in Japan
Ripple partnered with Web3 Salon to support Japanese blockchain startups, offering grants up to $200K.
A New Era for XRPL
XRPL is emerging as institutional finance’s backbone, blending compliance features (like Credentials and Permissioned DEX) with decentralized principles.
👉 Explore XRPL’s institutional potential
UBRI Connect: Academic Innovation
Running parallel to Apex, UBRI Connect gathered 160+ academics for panels on tokenization, quantum-resistant blockchains, and a 36-hour XRPL hackathon. Student teams dominated the awards, showcasing UBRI’s global impact.
FAQs
Q: Where can I watch Apex 2025 sessions?
A: All keynotes and panels are available on-demand.
Q: What’s next for XRPL programmability?
A: Multi-purpose tokens, lending protocols, and permissioned DEX features are in development.
Q: How does OUSG benefit institutions?
A: It enables real-time access to tokenized Treasuries with RLUSD settlements.
Thank You to the Community
To the builders and partners who made Apex 2025 possible—your work is shaping a more open financial system. Stay tuned for 2026’s location announcement!