How to Create and Activate Your XRP Wallet

Understanding XRP and Trust Wallet

XRP is a digital asset designed to facilitate liquidity for payment providers, market makers, and financial institutions. It operates on the XRP Ledger, an open-source blockchain developed by Ripple. Trust Wallet is a secure, self-custody cryptocurrency wallet that supports XRP and hundreds of other tokens, offering users full control over their assets.

How to Create an XRP Wallet

Step-by-Step Guide

1. Download Trust Wallet

   • Available on Google Play Store (Android) and Apple App Store (iOS).

2. Create a New Wallet

   • Open the app and select "Create a New Wallet."
   • Accept the terms of service.

3. Backup Your Recovery Phrase

   • Trust Wallet generates a 12-word recovery phrase. Write it down and store it securely—this is your only way to restore access if your device is lost or damaged.

4. Confirm the Recovery Phrase

   • Re-enter the words in the correct order to verify your backup.

5. Access Your Wallet

   • Once confirmed, your wallet is ready to send, receive, and store XRP and other supported cryptocurrencies.

👉 Get started with Trust Wallet today

Activating Your XRP Wallet

To activate your XRP wallet, you must deposit a minimum of 1 XRP (as of 2025). This fee is mandated by the XRP Ledger, not Trust Wallet.

Activation Steps:

1. Open Trust Wallet and select "XRP."
2. Tap "Receive" to view your XRP deposit address.
3. Buy XRP via Trust Wallet’s partners or transfer it from another wallet/exchange.
4. Once the deposit is confirmed, your wallet is activated.

Note: The 1 XRP activation fee is permanently locked and cannot be spent or withdrawn.

How to Buy XRP

Method 1: In-App Purchase

1. Tap "Buy" on the Trust Wallet homepage.
2. Search for "XRP" and select your preferred payment method (credit card, bank transfer, etc.).
3. Enter the purchase amount and complete the transaction.

Method 2: Deposit from Exchange

• Copy your XRP deposit address from Trust Wallet.
• Use this address to withdraw XRP from a supported exchange (e.g., Binance, Coinbase).

👉 Buy XRP securely

FAQs

1. Why do I need 1 XRP to activate my wallet?

The XRP Ledger requires this reserve to prevent spam accounts. It is not a fee charged by Trust Wallet.

2. Can I recover my XRP wallet if I lose my phone?

Yes! Use your 12-word recovery phrase to restore access on a new device.

3. Is Trust Wallet safe for storing XRP?

Absolutely. Trust Wallet is non-custodial, meaning you own your private keys and funds.

4. How long does an XRP transfer take?

Transactions typically settle in 3–5 seconds on the XRP Ledger.

Conclusion

Creating and activating an XRP wallet with Trust Wallet is quick and secure. By following this guide, you can:

• Safely store XRP and other cryptocurrencies.
• Buy XRP directly within the app.
• Manage your assets with full autonomy.

Stay updated with XRP network changes and Trust Wallet’s latest features to optimize your crypto experience.

For more tips, explore our advanced wallet security guide.

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