BTC Address Formats: Native SegWit, Nested SegWit, or Legacy – Which Should You Choose?

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When transacting with Bitcoin (BTC), you'll encounter three distinct address formats: Native SegWit (bech32), Nested SegWit (P2SH), and Legacy (P2PKH). Each offers unique advantages depending on your transaction needs. This guide explores their differences and provides actionable recommendations for selecting the optimal format.

Why Do Three BTC Address Types Exist?

Bitcoin's evolution introduced technological upgrades to improve:

These advancements led to three address formats coexisting to accommodate varying levels of wallet compatibility.

Key Characteristics of BTC Address Formats

1. Legacy (P2PKH)

2. Nested SegWit (P2SH-P2WPKH)

3. Native SegWit (P2WPKH)

How to Switch BTC Address Formats on Keystone Wallet

  1. Access BTC Settings:

    • Navigate to [BTC] → [Address Settings]
  2. Select Format:

    • Choose between Legacy/Nested/Native SegWit
  3. Confirm:

    • Press [<] to return to the main screen

Integrating with BlueWallet

  1. Pair Devices:

    • On Keystone: [Menu] → [Connect Software Wallet] → [BlueWallet]
    • Scan the QR code via BlueWallet’s mobile app
  2. Change Address Path:

    • Re-initiate pairing to select a different format

FAQ: BTC Address Selection

Q1: Which format has the lowest fees?
A: Native SegWit ("bc1") offers the most significant fee savings due to optimized transaction size.

Q2: Can I send from a Legacy address to a Native SegWit address?
A: Yes! All formats are interoperable, but fees depend on the sender's address type.

Q3: Why does my exchange only accept "3" addresses?
A: Some platforms still use Nested SegWit for backward compatibility. Check their deposit requirements.

Q4: Is Native SegWit more secure?
A: While equally secure for transactions, Native SegWit eliminates historical vulnerabilities like signature malleability.

Q5: How do I know if my wallet supports "bc1" addresses?
A: Consult your wallet’s documentation or test with a small transaction first.


By strategically selecting your BTC address format, you optimize for cost, speed, or compatibility. Prioritize Native SegWit where possible, falling back to Nested SegWit or Legacy only when necessary. This ensures you harness Bitcoin’s full technical potential while maintaining flexibility across ecosystems.