Introduction
Coins.ph is a leading digital wallet and cryptocurrency platform in the Philippines, offering a wide range of financial services. After completing ID verification (a mandatory KYC process), users gain access to these powerful features:
Core Services Overview
👉 Discover all Coins.ph features
| Service Category | Key Functions |
|---|---|
| Fund Management | Cash In, Cash Out |
| Mobile Services | Buy Load, Pay Bills |
| Crypto Transactions | Buy/Sell Crypto, Receive/Send Crypto |
| Trading & Entertainment | Spot Trade, Coins Arcade |
Detailed Feature Breakdown
1. Cash In Options
Deposit funds through multiple channels:
| Channel | Fee Structure |
|---|---|
| Remittance Centers (Palawan, Cebuana, M Lhuillier) | ₱25 fixed fee |
| InstaPay | No fees (sender bank may charge) |
| PESONet | No platform fees |
| Direct Bank Transfers | Varies by bank |
Pro Tip: Union Bank, Sterling Bank, Security Bank, and China Bank offer fee-free intrabank transfers.
2. Cash Out Methods
Withdraw funds with these options:
| Method | Fee Structure |
|---|---|
| Remittance Centers (<₱10,000) | ₱105 flat fee |
| Remittance Centers (>₱10,000) | 1.6% of amount |
| InstaPay | ₱10 per transfer |
| PESONet | Free for individuals |
3. Crypto Services
Buying/Selling Cryptocurrencies:
- Supports multiple tokens with real-time conversion rates
- Transparent fee disclosure during transactions
Receiving Crypto:
- No deposit fees
- Supports all Coins.ph listed cryptocurrencies
Sending Crypto:
- Network fees apply (varies by blockchain)
- Dynamic fees for certain tokens based on market conditions
👉 Explore crypto withdrawal fees
Trading Platform: Spot Trade
Coins.ph offers professional trading with tiered fees:
| VIP Level | 30-Day Volume (₱) | Maker Fee | Taker Fee |
|---|---|---|---|
| VIP 0 | - | 0.25% | 0.30% |
| VIP 5 | ≥10M | 0.10% | 0.15% |
| VIP 9 | ≥2.5B | 0.05% | 0.05% |
Additional Services
- Buy Load: Purchase mobile credits for all major networks
- Pay Bills: Convenient utility bill payments nationwide
- Coins Arcade: Entertainment platform
Frequently Asked Questions
What makes Coins.ph different from other wallets?
Coins.ph combines traditional financial services with cryptocurrency capabilities in one regulated platform, offering more comprehensive features than standard e-wallets.
How secure are crypto transactions?
All cryptocurrency transactions are protected by blockchain technology and additional platform security measures, including two-factor authentication.
Are there limits on cash transactions?
Yes, transaction limits apply based on your verification level. Higher limits are available for fully verified users.
Can I use Coins.ph for business transactions?
The platform offers both individual and corporate accounts, with specific features for business users.
How often are crypto fees updated?
Network fees for cryptocurrency transactions are updated in real-time based on blockchain conditions.
Conclusion
Coins.ph provides an all-in-one financial platform that bridges traditional banking and cryptocurrency services. With its user-friendly interface, competitive fees, and diverse features, it's become a preferred choice for Filipinos navigating digital finance.