Overview
Since its launch in November 2018, the Crypto.com Visa Cards program has become the world’s leading crypto rewards card, serving users across 40 countries. To ensure long-term sustainability, Crypto.com is implementing key updates to its CRO Card rewards program, effective 1 June 2022. These changes include revised reward rates, monthly caps, and staking adjustments while maintaining popular subscription reimbursements and lounge access benefits.
Key Changes to Crypto.com Visa Card Rewards
A) Reduced CRO Card Reward Rates
Cardholders with an active 6-month stake by 31 May 23:59 UTC will retain current reward rates until their stake expires. Post-stake expiration, new rates apply:
| Card Tier | No Stake | Active Stake |
|---|---|---|
| Midnight Blue | 0% | 0% |
| Ruby Steel | 0% | 1% |
| Royal Indigo/Jade Green | 0% | 2% |
| Icy White/Frosted Rose Gold | 1% | 3% |
| Obsidian | 2% | 5% |
👉 Compare card tiers and benefits
B) Monthly CRO Rewards Cap
Effective 1 June 2022, monthly spending rewards are capped based on card tier:
| Card Tier | Monthly Cap (USD) |
|---|---|
| Ruby Steel | $25 |
| Royal Indigo/Jade Green | $50 |
No cap applies to Icy White, Frosted Rose Gold, or Obsidian cardholders.
C) Revised Card Staking Rewards
Active stakes locked by 31 May 23:59 UTC maintain current staking APY until expiration. Revised rates:
- 8% p.a. for Obsidian/Icy White/Frosted Rose Gold
- 4% p.a. for Jade Green/Royal Indigo
D) Waived Card Reissuance Fee
Cardholders upgrading tiers (with required CRO stake) enjoy free reissuance until further notice.
Unchanged Benefits
- 100% reimbursement for Spotify, Netflix, Amazon Prime.
- Complimentary LoungeKey access for Jade Green+ tiers.
Example Annual Savings for Jade Green Cardholders:
| Benefit | Monthly Cost | Annual Savings |
|---|---|---|
| Spotify + Netflix | $27.98 | $335.76 |
| LoungeKey (4 visits) | $32/visit | $128.00 |
| Total | $463.76 |
FAQs
1. How do I lock in current reward rates?
Stake CRO for 6 months by 31 May 2022 23:59 UTC.
2. Are subscription reimbursements capped?
No. Spotify/Netflix reimbursements exclude monthly reward caps.
3. Can I downgrade my stake and keep rewards?
No. Restaking for a lower tier forfeits grandfathered rates.
👉 Learn more about staking CRO
4. When does the monthly cap reset?
At 00:00 UTC on the first day of each month.
5. Do promotions count toward the cap?
No. Bonus rewards (e.g., Dosh cashback) are excluded.
Final Notes
- Caps are based on your current stake or card tier (whichever is higher).
- Upgrading mid-month adjusts your cap immediately.
Crypto.com remains committed to delivering value through partnerships like Dosh (U.S. cashback) and future collaborations.
For details, visit the Crypto.com Help Center.
### SEO Keywords:
- Crypto.com Visa Card
- CRO Card rewards
- Crypto staking rewards
- Jade Green card benefits
- Monthly rewards cap
- LoungeKey access