Established in 2013, CEX.IO is a globally regulated cryptocurrency exchange serving over 15 million users. As one of the first platforms to enable fiat-crypto trading, it offers credit card payments, bank transfers, and a suite of interconnected products like spot trading, margin trading, staking, and a crypto debit card (EU only).
Key Features at a Glance
- Spot & Margin Trading: 170+ cryptocurrencies with leverage up to 10x.
- Staking & Savings: Earn rewards on assets like SOL, ADA, and BTC.
- Instant Buy/Sell: Purchase crypto via credit/debit cards.
- Regulated Security: PCI DSS compliance, cold storage, and no hacking incidents.
Fees Breakdown
Trading Fees
CEX.IO uses a volume-based fee structure (30-day trading volume):
| 30-Day Volume (BTC) | Taker Fee | Maker Fee |
|---|---|---|
| ≤ 10,000 | 0.25% | 0.25% |
| ≤ 100,000 | 0.23% | 0.23% |
| ≤ 5,000,000 | 0.13% | 0.13% |
- Margin Trading: 0.1% open/close fee for most cryptos; hourly rollover fees.
- Withdrawals: 0.0005 BTC for Bitcoin; variable fees for fiat methods (bank transfers, cards).
👉 Compare fees with other top exchanges
Trading Experience
Spot Trading
- Intuitive Interface: Clear price charts, order book visibility.
- Order Types: Market, limit, and stop orders supported.
Margin Trading
- Collateral Flexibility: Use BTC, ETH, or USDT for any supported market.
- Leverage: Up to 10x across all assets.
- Liquidity Aggregation: Tighter spreads via external liquidity sources.
Supported Countries & Cryptos
- Availability: Operates in 49 U.S. states; excludes restricted regions (list).
- Fiat Deposits: USD, EUR, GBP, RUB; auto-conversion for other currencies.
Staking & Savings
| Coin | Estimated APY |
|---|---|
| SOL | 5.5% |
| ADA | 4.2% |
| BTC | 3.8% |
Competitive rates compared to industry averages.
CEX.IO Debit Card (EEA Only)
- Features: No annual fees, Google/Apple Pay integration.
- Spend Crypto: Use balances in 150+ countries.
Security & Compliance
- Cold Storage: 98% funds offline.
- Regulations: Licensed in U.S., UK, and EU.
- KYC/AML: Mandatory for fiat transactions.
Pros & Cons
Pros
✅ High liquidity
✅ User-friendly design
✅ Strong security track record
Cons
❌ Limited altcoin selection
❌ KYC required for fiat
👉 Start trading on CEX.IO today
FAQ
1. Is CEX.IO safe?
Yes, with PCI DSS compliance, cold storage, and no history of hacks.
2. What’s the minimum deposit?
Varies by currency; no minimum for crypto deposits.
3. Can U.S. users trade margin?
Yes, except in prohibited states (check list).
4. How to withdraw fiat?
Via bank transfer, cards, or e-wallets (fees apply).
Note: Fees and supported assets are subject to change. Verify latest details on CEX.IO.