OKX's "Earn with Crypto" (formerly known as Yield Treasure) is a yield-generating product designed by OKX (formerly OKEx) to help users earn interest on idle cryptocurrencies. By depositing supported assets, users can accrue daily interest payments, making it a popular choice among crypto investors. But is the Dual Currency Investment feature truly capital-protected? Let's explore this in detail.
How to Activate OKX Earn with Crypto
Step-by-Step Guide
- Log in to your OKX account and navigate to "Finance" > "Earn".
- Select a cryptocurrency (e.g., USDT) and enter the amount you wish to deposit.
- Click "Subscribe" and confirm the transaction in the pop-up window.
- Review the estimated annualized yield (e.g., USDT currently offers ~3.67% APY) and click "Confirm".
- Monitor your earnings under "My Assets" in the Earn section. Redemptions can be made anytime without penalties.
🔹 Note: Transferred funds begin accruing interest after 00:00 UTC on the following day.
Key Features of OKX Earn with Crypto
- No Deposit/Withdrawal Limits: Users face no caps on transfers.
- Auto-Invest Option: Enable "Auto-Transfer" to automatically deposit eligible wallet assets daily.
- Flexible Redemptions: Withdrawals are processed instantly to your trading account.
👉 Discover how OKX Earn compares to traditional savings
Dual Currency Investment: Capital Protection Explained
OKX's Dual Currency Investment (not the same as Earn with Crypto) is a structured product where returns depend on market volatility. Here’s what you need to know:
- Non-Capital-Protected: Unlike Earn with Crypto, Dual Currency Investment carries market risk. Returns are higher but not guaranteed.
- How It Works: You lock funds in two currencies (e.g., BTC/USDT), earning premiums if the market stays within a predefined range. If not, your payout may convert to the alternate currency at a fixed rate.
Example Scenario:
- Deposit: 1 BTC at $50,000 strike price.
- If BTC ≤ $50,000 at expiry: Earn 5% interest in BTC.
- If BTC > $50,000: Receive $52,500 worth of USDT instead (no BTC appreciation).
FAQs
1. Is OKX Earn with Crypto safe?
Yes, funds remain in your control, and OKX uses institutional-grade security. However, interest rates fluctuate based on market conditions.
2. Can I lose money in Dual Currency Investment?
Yes. While you earn premiums, unfavorable price movements may result in receiving less valuable payouts (e.g., stablecoins instead of appreciating BTC).
3. What’s the minimum deposit for Earn with Crypto?
No minimums apply—even small amounts accrue interest.
4. How often are interest payments made?
Earnings are credited daily by 00:00 UTC for the previous day’s balance.
5. Are there fees?
OKX charges no fees for deposits/redemptions. Dual Currency Investment may have implied costs via strike price adjustments.
Why Choose OKX Earn Over Alternatives?
- Higher Yields: 3.67% APY for USDT vs. ~0.5% in traditional savings.
- Transparency: Real-time yield tracking and no hidden penalties.
- Diverse Offerings: Supports 50+ cryptocurrencies, including BTC, ETH, and stablecoins.
👉 Start earning today with OKX’s trusted platform
Final Thoughts
While OKX Earn with Crypto offers a low-risk way to grow idle assets, Dual Currency Investment suits advanced users willing to trade capital protection for higher potential returns. Always assess your risk tolerance before participating.
Disclaimer: Crypto products involve risks. Past performance doesn’t guarantee future results.