Summary: You can quickly purchase Bitcoin and other cryptocurrencies using credit cards like VISA, Mastercard, American Express, or MBNA on regulated exchanges such as Bybit or Binance.
Expected deposit fees range from 2–3%, and your card issuer may charge cash advance fees. Always verify fees and policies with your credit card company before trading cryptocurrencies.
👉 Bybit is a top-rated exchange for buying crypto with credit cards, supporting instant deposits via VISA, Mastercard, and AMEX at a 0.1% fee, with daily limits up to $20,000.
Supported Cards:
VISA, Mastercard, JCB, AMEX, and more.
Can You Buy Bitcoin with a Credit Card?
Yes, most regulated crypto exchanges accept credit card payments, enabling fast Bitcoin purchases.
Major cards like American Express, Mastercard, VISA, and MBNA are typically supported, allowing instant deposits in USD, EUR, GBP, or other fiat currencies. Once linked, buying Bitcoin takes just a few clicks.
Best Crypto Exchanges for Credit Cards
Choosing the right exchange can save costs and ensure access to desired cryptocurrencies. Below is a comparison of five trusted platforms:
| Exchange | Cryptocurrencies | Trading Fees | Supported Cards | Deposit Limits | Key Features |
|---|---|---|---|---|---|
| Bybit | 1,700+ | 0.1% | VISA, Mastercard, AMEX, MBNA, JCB | $20,000/day | Futures, options, Web3 wallet |
| Binance | 350+ | 0.1% | VISA, Mastercard, JCB | $15,000/transaction | High liquidity, NFT marketplace |
| OKX | 350+ | 0.1% (maker), 0.2% (taker) | VISA, Mastercard | $10,000/day | DeFi wallet, staking |
| Kraken | 320+ | 0.16% (maker), 0.26% (taker) | VISA, Mastercard | $7,500/week | OTC trading, staking |
| Gate.io | 3,700+ | 0.1% (maker), 0.2% (taker) | VISA, Mastercard, JCB, MBNA | $10,000/transaction | Futures, copy trading |
How to Buy Crypto with a Credit Card
Follow these steps on Bybit:
- Sign Up: Register and complete KYC.
- Select Credit Card: Navigate to "Buy Crypto" and choose credit card deposits.
- Deposit Funds: Enter currency, amount, and card details.
- Purchase Crypto: Select cryptocurrency, confirm amount, and finalize.
Credit Card Deposit Fees
Exchanges typically charge 2–3% per transaction. Card issuers may treat deposits as cash advances, adding 3–5% fees and 24–29% APR interest.
👉 Always review card terms to avoid unexpected costs.
No-KYC Exchanges for Credit Card Purchases
- BloFin: Supports 500+ cryptocurrencies with no KYC for credit card deposits.
- Bitunix: Offers 300+ crypto pairs and high-leverage futures (125x).
Note: These platforms prioritize privacy but lack regulatory oversight.
FAQ
Can I earn credit card rewards for crypto purchases?
Yes, but cash advance fees often outweigh rewards.
Can I buy crypto without verification?
Some no-KYC exchanges allow it, but limits and risks are higher.
Do card providers allow crypto purchases?
Most do, but may classify them as cash advances.
Does Coinbase accept credit cards?
Yes, but fees apply (~3.99%).
About the Author:
Tony Kreng, MBA, is a financial analyst with a decade of experience. As Datawallet’s lead editor, he ensures content accuracy and reliability.
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