Sign-up bonuses are a fantastic way to earn extra cash or rewards simply by trying out new services. Whether you're opening a bank account, joining a cashback program, or starting with an investing app, these bonuses put free money in your pocket. Below, we’ve curated the top 13 sign-up bonuses across categories to help you maximize your financial gains.
What Is a Sign-Up Bonus?
A sign-up bonus is a reward offered by companies to attract new customers. These bonuses can include cash, free stocks, gift cards, or points redeemable for rewards. Typically, you’ll need to meet certain requirements, such as making an initial deposit or completing a minimum number of transactions.
Why Do Companies Offer Sign-Up Bonuses?
- Customer Acquisition: Incentivizes new users to try their services.
- Win-Win: You get free perks; companies gain loyal customers.
- Marketing Strategy: Encourages word-of-mouth referrals.
Top 13 Sign-Up Bonuses for July 2025
🏦 Bank Account Bonuses
Chase Total Checking
- Bonus: $300
- How to Claim: Open an account online and set up a direct deposit within 90 days.
- 👉 Learn more about Chase Bank
Truist One Checking
- Bonus: $400
- Requirements: Complete a $500 direct deposit + 15 debit card purchases in 90 days.
📝 Survey Sites with Bonuses
Swagbucks
- Bonus: $10
- Earn via: Surveys, shopping, and watching videos.
MyPoints
- Bonus: $5
- Perks: Up to 40% cashback at 2,000+ retailers.
InboxDollars
- Bonus: $5
- Tasks: Paid surveys, watching videos, and coupon clipping.
🛍️ Cashback Platforms
Rakuten
- Bonus: $30
- How it works: Shop at 2,500+ stores and earn up to 40% cashback.
Ibotta
- Bonus: $5
- Best for: Grocery and retail cashback.
📈 Investing Apps
Ally Invest
- Bonus: Up to $3,000
- Deposit tiers: $10,000–$2M+.
Acorns
- Bonus: $20
- Automated investing: Round-up spare change into ETFs.
Robinhood
- Bonus: Free stock (up to $200)
- Trade stocks, crypto, and options commission-free.
Webull
- Bonus: Free stock (up to $600)
- Ideal for: Active traders with advanced tools.
Stash
- Bonus: $5
- Start investing with as little as $5.
How to Maximize Sign-Up Bonuses
- Read the fine print: Note expiration dates and requirements.
- Combine bonuses: Stack multiple offers (e.g., bank + cashback).
- Avoid fees: Some accounts charge monthly maintenance fees.
FAQs
❓ Can I convert bonuses to cash?
- Depends on the offer. Some pay cash; others provide gift cards or points.
❓ How much can I earn?
- No limit! But each bonus has a cap (e.g., $3,000 max with Ally Invest).
❓ Are there hidden costs?
- Sometimes. Check for account fees or minimum balance requirements.
Final Thoughts
Sign-up bonuses are an easy way to boost your income or kickstart investments. Whether you prefer banking perks, cashback, or free stocks, there’s an offer for everyone.
👉 Explore more high-value bonuses
Pro Tip: Bookmark this page—we update it monthly with the latest deals!
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