Crypto cards are revolutionizing how cryptocurrency holders spend their digital assets. These cards function like traditional credit or debit cards but enable seamless transactions using crypto balances—without prior conversion to fiat currency. This guide explores the top crypto credit cards available in 2025, detailing their features, rewards, and usability to help you choose the best option for your needs.
Top 6 Crypto Cards of 2025
Here’s a curated list of the leading crypto cards, each offering unique benefits:
- eToro Money Card – Best for multi-crypto support and staking rewards
- Crypto.com Visa Card – Best for high cashback (up to 8%)
- BlockFi Visa Card – Best for unrestricted cashback (1.5%–3.5%)
- Nexo Mastercard – Best for Apple Pay/Google Pay integration
- Celsius Card – Best for zero-fee transactions (coming soon)
- Gemini Credit Card – Best for instant crypto rewards
In-Depth Crypto Card Reviews
1. eToro Money Card – Best for Multi-Crypto Support
Key Features:
- Supports 50+ cryptocurrencies
- No monthly or setup fees
- Automatic staking rewards on eligible coins
- Linked to eToro Money account (UK users only)
| Provider | Supported Coins | Fees | Rewards | Availability |
|----------------|------------------|---------------|----------------------------------|--------------------|
| eToro Money | 50+ | No monthly fees | Staking rewards on eligible coins | Visa network (UK) |
👉 Get started with eToro Money Card
2. Crypto.com Visa Card – Best for Cashback
Key Features:
- Up to 8% cashback (highest tier)
- 250+ supported cryptocurrencies
- Tiered benefits (e.g., airport lounge access)
| Provider | Supported Coins | Fees | Rewards | Availability |
|----------------|------------------|---------------|------------------|--------------------|
| Crypto.com | 250+ | No monthly fees | Up to 8% cashback | Visa network |
3. BlockFi Visa Card – Best for Flat-Rate Cashback
Key Features:
- 1.5%–3.5% cashback on all purchases
- No foreign transaction fees
- Requires good credit score
| Provider | Supported Coins | Fees | Rewards | Availability |
|----------------|------------------|---------------|-------------------------|--------------------|
| BlockFi | 8 | No monthly fees | 1.5%–3.5% cashback | Visa network |
4. Nexo Mastercard – Best for Mobile Payments
Key Features:
- Apple Pay/Google Pay support
- Up to 2% cashback (BTC or NEXO tokens)
- Fee-free ATM withdrawals (€10,000/month)
| Provider | Supported Coins | Fees | Rewards | Availability |
|----------------|------------------|---------------|-------------------------|---------------------|
| Nexo | 32+ | No monthly fees | 2% cashback (BTC/NEXO) | Mastercard network |
5. Celsius Card – Best for Zero Fees (Coming Soon)
Key Features:
- No monthly/annual fees
- Up to 17% APY on crypto holdings
- Waitlist priority for early access
| Provider | Supported Coins | Fees | Rewards | Availability |
|----------------|------------------|---------------|--------------|---------------------|
| Celsius | 50+ | No fees | TBA | Mastercard network |
6. Gemini Credit Card – Best for Instant Rewards
Key Features:
- 3% cashback in BTC, ETH, or 50+ cryptos
- No foreign exchange fees
- Premium design options
| Provider | Supported Coins | Fees | Rewards | Availability |
|----------------|------------------|---------------|--------------|---------------------|
| Gemini | 50+ | No monthly fees | 3% cashback | Mastercard network |
Key Benefits of Crypto Credit Cards
- Lucrative Rewards: Earn crypto cashback (e.g., Crypto.com’s 8%).
- Spend Crypto Directly: No need to convert to fiat.
- Global Usability: Competitive FX rates for international use.
How to Choose the Right Crypto Card
Consider these factors:
- Fees: Avoid cards with high withdrawal/monthly costs.
- Rewards: Prioritize higher cashback or staking yields.
- Supported Coins: Ensure your preferred crypto is supported.
How to Get a Crypto Card (eToro Example)
- Sign up on eToro (UK only).
- Open an eToro Money account.
- Deposit funds (min $10).
- Buy crypto and link to your card.
FAQs
1. Is there a crypto credit card?
Yes! Providers like Gemini and BlockFi offer credit cards with crypto rewards.
2. Which crypto card is best?
eToro Money (multi-crypto) or Crypto.com (high cashback).
3. Do crypto cards have taxes?
Yes—rewards may be taxable as income (consult a tax advisor).
4. How do crypto debit cards work?
They convert crypto to fiat at purchase, paid to merchants via Visa/Mastercard.
Final Tip: Always verify card availability in your region and review terms before applying. Crypto cards combine convenience with earning potential, making them a smart choice for crypto enthusiasts.