Visa is integrating its global payments network—spanning 60 million merchants—with Circle Internet Financial's USD Coin (USDC), a stablecoin pegged to the U.S. dollar. This collaboration marks a significant step toward mainstream adoption of digital currencies in corporate finance.
Key Features of the Visa-Circle USDC Corporate Card
- Seamless Payments: Companies can send and receive payments in USDC via a dedicated Visa corporate card, with funds automatically converted to fiat for spending across Visa’s merchant network.
- Fast Track Program: Circle’s participation in Visa’s Fast Track initiative will accelerate the card’s rollout, enabling businesses to transact in USDC without holding traditional currency.
- No Crypto Custody: Visa will not custody USDC directly, aligning with its role as a "network of networks" bridging blockchain and legacy financial systems.
Industry Impact and Corporate Utility
Cuy Sheffield, Visa’s Head of Crypto, emphasized the card’s potential to expand USDC’s use cases for Circle’s corporate clients. "This enhances liquidity and operational efficiency for businesses leveraging digital assets," he noted. Visa has already onboarded 25 digital currency wallets, including Cred and Fold, through its Fast Track program.
🔍 Core Keywords: USDC, Visa corporate card, digital currency payments, Circle Financial, stablecoin, blockchain payments, crypto adoption
Expanding Crypto Payments: Gilded’s Automated Billing Solution
In a parallel development, blockchain payment platform Gilded introduced recurring crypto payments, allowing businesses to automate invoices with USDC or other digital currencies. Users can opt for crypto, wire transfers, or credit cards—flexibility designed to bridge traditional and decentralized finance.
👉 Explore crypto payment solutions
Gilded’s Value Proposition
- Hybrid Workflows: Integrate with QuickBooks and other accounting tools while transacting in crypto.
- CEO Insight: Gil Hildebrand highlighted Gilded’s mission to simplify crypto adoption: "We eliminate the all-or-nothing dilemma, letting businesses enjoy crypto’s benefits without overhauling existing systems."
FAQ: Visa USDC Corporate Card and Crypto Payments
Q: How does the Visa USDC card differ from traditional corporate cards?
A: It enables direct USDC transactions, converting to fiat only at the point of sale—reducing FX friction for crypto-native businesses.
Q: Can small businesses use Gilded’s recurring crypto payments?
A: Yes, Gilded’s platform caters to SMBs and enterprises, supporting invoices in crypto or traditional methods.
Q: Is USDC widely accepted for B2B payments?
A: Adoption is growing, especially with integrations like Visa’s card and Gilded’s invoicing, though fiat conversion remains common.
👉 Learn more about stablecoin adoption
Future Outlook
Visa’s USDC card and Gilded’s innovations signal a broader trend: blockchain’s convergence with legacy finance. As regulatory clarity improves, expect more enterprises to embrace hybrid payment models.
Table: Comparing Crypto Payment Solutions
| Feature | Visa USDC Card | Gilded Recurring Payments |
|------------------|-------------------------|---------------------------|
| Currency | USDC (converted to fiat)| Multiple cryptos/fiat |
| Use Case | Corporate spending | Automated B2B invoices |
| Integration | Visa network | QuickBooks, APIs |
Final Thoughts
The Visa-Circle partnership and Gilded’s tools exemplify crypto’s maturation into a practical financial instrument. For businesses, the message is clear: digital currencies are no longer speculative—they’re operational assets.
👉 Stay updated on crypto finance trends
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