Can Crypto Assets Become the New Frontier in Global Asset Allocation?

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In the wake of narrowly avoided U.S. debt default crises and ongoing global inflation uncertainty, professional investors are increasingly questioning whether crypto assets deserve a place in institutional portfolios. How can risks be mitigated? What trajectory will Bitcoin take?

The Dual Nature of Crypto Assets

Cryptocurrencies represent a fusion of finance and technology, emerging as a pivotal discussion point worldwide. Jurisdictions like Hong Kong, the U.S., U.K., Japan, and Dubai have openly embraced Web3 trends, vying to become crypto hubs.

"Bitcoin shares properties with light—exhibiting wave-particle duality. Similarly, it functions as both a risk-on and safe-haven asset," remarked Zheng Yushan, Founding Partner of Waterdrip Capital, during a roundtable at the Jiemian News Web3 Summit.

Key Dynamics Shaping Crypto Adoption

  1. Lindy Effect: Bitcoin’s resilience strengthens over time, reinforcing its credibility as a digital store of value.
  2. Macro Hedge: Born from the 2008 financial crisis, Bitcoin offers diversification against traditional financial system risks.
  3. Asset Classification:

    • Bitcoin: A unique, non-correlated asset with scarcity akin to gold.
    • Altcoins: Blockchain-based alternatives requiring long-term validation.

Recent SEC actions classifying 19 tokens as securities (e.g., ATOM, BNB) highlight regulatory scrutiny. Unlike Bitcoin’s consistent appreciation, altcoins resemble tech stocks—valuations hinge on project fundamentals.

Strategic Allocation: 1%-5% to Bitcoin

Historically, Bitcoin’s volatility has been extreme ("a year’s gains in a day"), but market maturity has dampened swings. Factors influencing its price:

👉 Why institutional investors are betting on Bitcoin

Risks to Monitor

Jason Huang of NDV advises: "Bitcoin suits a 1%-5% portfolio allocation, ideally aligned with its 4-year halving cycles." The next halving (2024) may trigger preemptive institutional accumulation.

Beyond Bitcoin: Web3’s Larger Opportunity

While Bitcoin targets 10x returns, Web3 promises broader disruption:

"Web3 could surpass cryptocurrencies by reinventing mobile internet ecosystems," noted Zheng.

FAQs

Q: Is Bitcoin a safe-haven asset?
A: Yes, during banking crises (e.g., SVB collapse), Bitcoin rallied, showcasing its hedging role.

Q: How does halving affect Bitcoin’s price?
A: Reduced supply historically drives demand, fueling bull markets 6–8 months pre-event.

Q: Should I invest in altcoins?
A: Assess project viability like a tech stock—strong teams and adoption metrics are critical.


👉 Explore crypto’s future with leading analysts

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