Imagine financing your dream home at a 1% mortgage rate—freeing up your budget, increasing flexibility, and reducing financial stress. With Mezo now live, Bitcoin holders can access this reality through MUSD loans at a market-leading 1% fixed interest rate. This guide walks you through every step, from account setup to repayment, while answering key FAQs.
Why Choose Mezo for Bitcoin Loans?
Mezo revolutionizes Bitcoin-backed lending by offering:
- 1% fixed interest rate (limited-time offer)
- No monthly payments required
- Full custody of your BTC collateral
- Transparent onchain transactions
👉 Discover how Mezo’s low rates compare to traditional banks
Step-by-Step Process to Secure Your 1% Loan
Step 1: Create a Mezo Account
Desktop-only for borrowing.
- Visit Mezo’s website.
Click Sign In and connect a supported wallet:
- Bitcoin Wallets: Xverse, Unisat, OKX
- EVM Wallets: Metamask, Rabby, OKX
Step 2: Borrow MUSD at 1% Interest
- Deposit BTC as collateral.
- Borrow MUSD (minimum 1,800 MUSD).
Key Terms:
- Fixed 1% rate for loan duration.
- 110% minimum collateralization ratio.
- Liquidation occurs if CR falls below threshold.
👉 Maximize your borrowing power with these tips
Step 3: Spend MUSD in the Mezo Market
Use your loan for:
- Hardware wallets (e.g., Ledger devices).
- Nonprofit donations (e.g., Brink, SheFi).
- Gift cards via Bitrefill (e.g., DoorDash).
Upcoming features include MUSD/USDT swaps and direct exchange offramps.
Step 4: Repay & Reclaim BTC
- Navigate to Borrow > Manage Loan.
- Repay MUSD (partial or full).
- Retrieve your BTC collateral.
Key Features of Mezo Bitcoin Loans
| Feature | Benefit |
|---|---|
| Fixed 1% Rate | No surprises; rate locked at inception. |
| No Refinancing | Borrow more later without rate changes. |
| Flexible Collateral | Add/withdraw BTC as needed. |
FAQs
What determines Bitcoin loan rates?
Rates reflect market demand and protocol governance. Mezo’s 1% offer is time-limited.
Is borrowing against BTC safe?
Yes, if using audited platforms like Mezo. Risks include liquidation during volatility.
Can I avoid selling my BTC?
Absolutely. Mezo loans let you retain Bitcoin exposure while accessing liquidity.
How is LTV calculated?
Mezo uses a 110% minimum collateralization ratio (e.g., $110 BTC for $100 loan).
How do repayments work?
Repay MUSD anytime via Mezo’s dApp. BTC is released automatically upon full repayment.
Final Thoughts
Mezo turns Bitcoin into productive capital—without selling it. Start borrowing today at Mezo’s platform.
Disclaimer: Interest rates may change based on market conditions. Always monitor collateral ratios to avoid liquidation.