Take Your Crypto Further with the CL Card
The CL Card, designed for Ledger users, transforms how you interact with cryptocurrency. Spend your digital assets seamlessly at over 90 million merchants worldwide or use them as collateral to access credit lines—all while earning up to 2% cashback in BTC, USDT, or BXX.
Key Features:
- Instant Crypto-to-Fiat Conversion: Spend crypto effortlessly with automatic conversion at point-of-sale.
- Collateralized Spending: Leverage Cryptodraft and Stableloan features to borrow against your holdings (rates from 0%).
- Integrated Security: Manage funds through Ledger Live app with your Ledger hardware wallet for end-to-end protection.
- Global Availability: Currently serving EEA and UK; US launch begins July 2025.
How the CL Card Enhances Your Crypto Experience
Seamless Integration with Ledger Ecosystem
Top up your CL Card directly from Ledger Live, ensuring secure transfers between your hardware wallet and card balance. This integration maintains Ledger’s gold-standard security while enabling real-world crypto utility.
Flexible Spending Options
Choose between:
- Direct Crypto Spending: Convert holdings to fiat at checkout.
Collateralized Credit: Access stablecoin credit lines without selling assets via:
- Cryptodraft: Borrow against crypto holdings
- Stableloans: Quick stablecoin credit with crypto collateral
Reward Structure
- 1% cashback in BTC/USDT
- 2% in BXX (with more reward options coming)
Getting Started: 4 Simple Steps
- Acquire a Ledger Wallet: Download Ledger Live if you don’t already have one.
- Select CL Card: Navigate to the Card section in Ledger Live.
- Fund Your Account: Transfer crypto from your Ledger wallet.
- Start Spending: Use at any Visa®-accepted merchant globally.
👉 Join the CL Card waitlist now
Frequently Asked Questions
Do I need a Ledger wallet to use the CL Card?
While optional, pairing with a Ledger wallet enhances security and enables seamless asset management through Ledger Live.
How does collateralized spending work?
Cryptodraft and Stableloan allow borrowing against crypto holdings with competitive rates (starting at 0%). Availability varies by region.
When are cashback rewards distributed?
Rewards calculate monthly based on total spending. You'll receive payout in your chosen cryptocurrency at month's end.
Is Apple Pay supported?
Yes! Easily add your CL Card to Apple Pay for contactless transactions.
Who provides the CL Card?
Baanx Group Ltd (UK/EU) and Baanx US Corp operate the card, with accounts maintained by regulated entities Monavate UAB (EU) and Monavate Ltd (UK).
Terms apply. Feature availability varies by region. Learn more in the CL Card Legal Terms.
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